XharePay Terms of Service

Effective Date: [Insert Date]

These Terms of Service ("Terms") govern your use of XharePay, LLC’s ("XharePay," "we," "our," or "us") website, applications, and services (collectively, the "Services"). By accessing or using the Services, you agree to be bound by these Terms. If you do not agree, do not use the Services.

1. Eligibility

You must be at least 18 years old and capable of forming a binding contract to use our Services.

2. Account Registration

You may need to create an account to use certain features. You agree to provide accurate and complete information and to update it as necessary. You are responsible for safeguarding your account credentials and for all activity under your account.

3. Use of Services

You may use our Services only as permitted by law and these Terms. You agree not to:

  • Engage in fraudulent, misleading, or unlawful activities.
  • Attempt to disrupt or compromise the security of our Services.
  • Use the Services to infringe on the rights of others.

4. Payouts and Transactions

All payouts are subject to verification, compliance with applicable laws, and our payment processor’s terms, including the Stripe Connect Account Agreement and Stripe Services Agreement. You authorize us to facilitate payments and share necessary information with collaborators and payment providers.

5. Fees

We may charge fees for certain Services. Any fees will be disclosed before you incur them and are non-refundable unless otherwise stated.

6. Intellectual Property

All content, trademarks, and other intellectual property rights in the Services are owned by XharePay or our licensors. You may not use them without our prior written consent.

7. Termination

We may suspend or terminate your access to the Services at our discretion, including if you violate these Terms. Upon termination, your rights to use the Services will immediately end.

8. Limitation of Liability

To the maximum extent permitted by law, XharePay shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits or revenues, whether incurred directly or indirectly.

9. Indemnification

You agree to indemnify and hold harmless XharePay and its affiliates from any claims, damages, losses, liabilities, and expenses arising from your use of the Services or violation of these Terms.

10. Changes to These Terms

We may modify these Terms from time to time. If we make material changes, we will notify you by email or through the Services. The updated Terms will be effective as of the date indicated.

11. Governing Law

These Terms are governed by the laws of the State of [Insert State], without regard to its conflict of laws principles.

12. Contact Us

XharePay, LLC

[Business Address]

Email: support@xharepay.com